Ray oversees the Firm’s tax practice.  He has over 35 years of experience in providing tax, accounting and consulting services to individuals and small and medium size businesses.  Drawing on his technical expertise and years of experience, he enjoys partnering with his clients in helping them reach their financial goals.  His approach is to actively listen to his clients and have them continually looking ahead, often introducing issues they may have never considered.  His diverse client based includes several industries including construction and real estate, professional service firms, hospitality, and veterinary practices. 

Ray has also developed a strong practice area in the funeral home industry.  In addition to providing industry specific tax and consulting services to funeral homes and crematories, he has been a speaker for several state funeral directors’ associations and has written articles for Funeral Business Solutions and Funeral Business Advisor trade magazines. 

Ray is a member of the American Institute of Certified Public Accountants and the New Hampshire Society of CPA’s.  He is licensed in New Hampshire, Massachusetts, and Maine.   He is also a Certified Fraud Examiner and a member of the Association of Certified Fraud Examiners. 

Ray currently serves as the Board Chair for Northeast Credit Union, a $1.9 billion-dollar financial institution servings members throughout New Hampshire and Southern Maine.  He previously served as a member of its Supervisory Committee from 2011 – 2016.  He is a former member of the Rotary Club of York, Maine where he served as president from 2005-2006.  He is a Paul Harris Fellow with Rotary International.

 email:  rbald@clmcpa.com